Drawbridge Insurance services and products can generally be broken down into the following categories:
1.        Insurance Policies for
       a.   Personal Lines such as home, auto or life insurance
       b.   Business Insurance for all of your business needs
2.        Master Programs for our Corporate and Association Partners.
3.        Vendor and Merchant Compliance and Insurance Procurement Services
4.        Software and Underwriting Management Systems

If you have any questions or would like more information, please contact us at contact@drawbridgeinsurance.comFor a list
of what our standard policies cover and sample claims scenarios, please see bottom of page. You may also complete the
free, no-obligation Get A Quote Information page.
(links to )

Insurance Offerings:
  • Personal Auto
  • Homeowners
  • RV / Motor Home / Trailer
  • ,Boat and PWC
  • Motorcycle, ATV and Snowmobile
  • Umbrella

Business Insurance
  • Commercial General Liability
  • Workers Compensation -Employer's Liability
  • Errors & Omissions / Professional Liability
  • Malpractice Insurance Experts
  • Employment Practices Liability
  • Data Privacy and Network Security Insurance
  • Commercial Auto
  • Directors and Officers
  • Business owners & Package Coverages
  • Property insurance  
  • Umbrella or Excess
  • Miscellaneous Professional Liability
  • Multimedia Liability
  • Patent, Copyright / Trademark Insurance
  • Crime  
  • Other policies upon request / need

  • Life, Accident, Health & Disability Insurance (through our partners)
  • Bonds (fidelity and performance)
  • Notary Public





Drawbridge Insurance offers standard business and homeowners lines of insurance. We have access to and write with
several leading well as Lloyd’s of London based insurance companies. All of these insurance carriers are A (+) rated
by Moody’s and or Standard & Poor’s and are financially secure.

Drawbridge recommends that small to medium sized businesses at a minimum obtain General Liability or a Business Owners
Policy. Comprehensive General Liability, Business Owners and Property Package coverage is the most basic type of
commercial insurance and is limited to liability claims of bodily injury or property damage. Coverage is provided for accidents
on your premises or at your customer's location.

We also recommend that all firms obtain Errors and Omissions Insurance (aka Professional Liability Insurance). These
policies defend and indemnify your firm for alleged negligent acts, errors or omissions. Working with our partners,
Drawbridge Insurance is often is able to broaden the errors and omissions policies to include coverage for copyright and
trademark infringement, Network and Internet Liability and Media Content. These exposures are especially important for
technology providers or firms with a significant Internet presence.

Our Insurance policies also meet most contractual based requirements and obligations your firm has. If your firm is required
to obtain certificates of insurance or list additional insureds quickly and at minimal costs, please contact us. Drawbridge can
often tailor insurance policies to meet your and your partner’s needs.

Other Common Insurance Provided to many clients are:   Workers Compensation - Employer's Liability, Umbrella, Auto,
Employment Practices, Directors and Officers and Crime / Theft Insurance.  Request a comprehensive risk analysis for
complete review of your exposures and needs.

Master Programs
Drawbridge Insurance proudly works with corporate and association partners: We can tailor and design custom master
programs, insurance policies and protection plans to fit your needs. For examples of existing programs see our Partners
page. To become a partner or if you would like more information about working with Drawbridge please contact or via telephone at 267-803-1371.   Ask to speak and correspond with Michael Kihm,
Managing Director.

Compliance and Insurance Procurement Services
Are you and your business units distracted from your core job requirements and primary focus? Do you spend an inordinate
amount of time and money making sure your vendors, merchants, franchises or contractors become compliant?  TechRisks. and our partners provide large corporations, groups, associations and other entities streamlined and automated
services to ensure independent parties meet your corporate requirements and guidelines. Such parties can often include
your vendors, franchises, merchants, independent (or sub) contractors, individuals or groups. We trust you will find our
services to be beneficial to your corporate needs and operations.

    Why partner and implement with us?
    •        Lower your compliance administration costs
    •        Reduce your workload
    •        Ensure 100% Compliance
    •        Efficient systems, programs and platforms
    •        Effective program implementation and administration
    •        Process and store documents in a secure environment

    Tailored Solutions:
    •        That fully meet your contractual insurance requirements
    •        Owners and Contractors Protective Liability
    •        Advertisers Liability
    •        Contract Specific Insurance Policies
    •        The Health Insurance Portability and Accountability Act of 1996 (HIPAA)
    •        The Sarbanes-Oxley Act of 2002
    •        Customized and individual vendor/merchant/franchise compliance services

Software and Underwriting Management Systems works with leading underwriting management system developers.   
Our partners and can offer  fully managed; Internet enabled insurance program management systems. can develop a solution entirely with you in mind. These systems make you more efficient – enabling you to
get more done in less time, reduce unnecessary paperwork, and increase the quality of service you can deliver to your

Systems are highly secure, easy to use, Internet tool that allows groups to rate and bind many insurance products in an
instant. It is ideal for start-up as well as established insurance program. We can custom tailor this product to meet your
specific firm needs. We do not offer a legacy-based system. Thus many of our partners are learning that this is a highly
efficient, cost effective means of introducing and offering their products to the marketplace. Pricing can be negotiated on a
per transaction or flat fee basis.

    Key System Features
    •        Insurance rating: complete on-line rating engine for you and or your clients
    •        Complete document processing: quotes, binders, certificates, invoicing, etc
    •        Payment reconciliation: invoicing and other payment capabilities
    •        Claims processing: claims tracking and other functions where available
    •        E-mail: correspondence such as formal indications, reminders, etc. can be forwarded to clients or appropriate
    •        Low start–up costs. Why invest tens of thousands to hundreds of thousands of dollars to develop a system? We
    will provide you with our proven technology at a fraction of the cost. Start-up insurance agencies and or your program
    may not be viable, thus you will avoid substantial sunk costs by using such a system
    •        Turn- key: Unlike many of our competitors, we can have you up and running within a few weeks. You will not
    waste your time and company resources developing a similar system.

A mid-sized company decides to launch a new program. It brings in large Consulting firm to develop an on-line rating engine.
The program is estimated to generate $800,000 in gross written premium. Basic system development costs, in year one in
are projected at $75,000. It is also projected to take six (6) full months to complete system and have it on-line and fully
operational. The system does not meet the key features noted above. If the project is on budget and delivered on-time, the
company still would have been better off with our solution. The risk is lower, the system developments costs are much less
(in this case by less than $65,000) and a turnaround time of three (3) weeks vs. six (6) months. Lastly, if program fails, the
company does not have a costly system that is now worthless. Thus, there sunk costs would have been much less.
Telephone:  267-803-1371
Toll:   866-355-Risk   (7475)    
Fax:   267-371-5188

office located at: 5788 York Road, Lahaska (Buckingham Twp), PA 18931

Drawbridge Insurance is owned and operated by Drawbridge Insurance Services, LLC; (CA License #0F00765) and in NY, Drawbridge Insurance Brokerage.
Coverage availability may vary by state.  Any coverage summaries are for illustrative purposes only and should in no way be considered a complete and final
summary of any insurance coverages available or provided.  All policies are subject to policy terms, conditions, exclusions and final insurance carrier underwriting

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